Mortgage Blog

Stress Free Mortgage

Category: Mortgage (15 posts)

Bank Of Canada Rate Update June 1, 2022

Bank Of Canada Rate Update June 1, 2022

June 1, 2022 | Posted by: John Cavan

Bank of Canada increases policy interest rate by 50 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1½%, with the Bank Rate at ...

read more
How a Mortgage Pre-Approval Can Protect You from Rising Rates

How a Mortgage Pre-Approval Can Protect You from Rising Rates

May 26, 2022 | Posted by: John Cavan

With interest rates rising, it's important to lock in a lower rate as soon as possible. You can do this with the right home mortgage pre-approval. Find out how! Do you plan on searching for and buy ...

read more
How is a Private Mortgage Different Than a Traditional Bank Mortgage

How is a Private Mortgage Different Than a Traditional Bank Mortgage

May 16, 2022 | Posted by: John Cavan

Understanding the difference between private mortgages and traditional bank mortgages can help you make the best decision for financing a new home. Each option provides the money to secure real estate ...

read more
Bank Of Canada Rate Update April 13, 2022

Bank Of Canada Rate Update April 13, 2022

May 2, 2022 | Posted by: John Cavan

Bank of Canada increases policy interest rate by 50 basis points, begins quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1%, with the Bank Rate at 1¼% ...

read more
Bank Of Canada Rate Update March 2, 2022

Bank Of Canada Rate Update March 2, 2022

April 11, 2022 | Posted by: John Cavan

Bank of Canada Increases Policy Interest Rate The Bank of Canada today increased its target for the overnight rate to ½ %, with the Bank Rate at ¾ % and the deposit rate at ½ %. The Bank is contin ...

read more
Bank Of Canada Rate Update January 26, 2022

Bank Of Canada Rate Update January 26, 2022

March 21, 2022 | Posted by: John Cavan

Bank of Canada maintains policy rate, removes exceptional forward guidance The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ %, with the Bank Rate at ...

read more
Top 10 Questions to Ask Your Mortgage Broker in Ontario

Top 10 Questions to Ask Your Mortgage Broker in Ontario

March 14, 2022 | Posted by: John Cavan

Top 10 Questions to Ask Your Mortgage Broker The mortgage world can sometimes be difficult to navigate when buying a home. However, an experienced Mortgage Broker can help walk you through the proces ...

read more
How Much of A Mortgage Can You Afford?

How Much of A Mortgage Can You Afford?

March 7, 2022 | Posted by: John Cavan

How Much of a Mortgage Can You Afford? Mortgage Application: How Much of A Mortgage Can You Afford? The mortgage application process involves a buyer's due diligence in calculating how much mortgage ...

read more
Prequalification and Pre-Approval—What is the Difference? Home Buying in Ontario

Prequalification and Pre-Approval—What is the Difference? Home Buying in Ontario

February 28, 2022 | Posted by: John Cavan

What is the Difference Between Pre-Qualification and Pre-Approval? Prequalification and Pre-Approval-What is the Difference? Prequalification is a basic review of the borrower's information to deter ...

read more
Bank Of Canada Rate Update December 9, 2021

Bank Of Canada Rate Update December 9, 2021

February 21, 2022 | Posted by: John Cavan

Bank of Canada maintains policy rate and forward guidance The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent ...

read more
What to do if You Are Denied a Mortgage

What to do if You Are Denied a Mortgage

February 14, 2022 | Posted by: John Cavan

What to do if You Are Denied a Mortgage Main reasons Why your mortgage application is Denied and What to do If Mortgage lenders reject Yours Mortgage lenders often reject loan application requests f ...

read more
How to Know if it's Time to Refinance

How to Know if it's Time to Refinance

February 7, 2022 | Posted by: John Cavan

How to Know if it's Time to Refinance According to mortgage advisors, mortgage refinancing is one of the ways to make and save money from your home loan. When done right mortgage refinancing benefits ...

read more
Bank Of Canada Rate Update Oct 27, 2021

Bank Of Canada Rate Update Oct 27, 2021

January 31, 2022 | Posted by: John Cavan

Bank of Canada maintains policy rate and forward guidance, ends quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with ...

read more
What Is Home Equity and How Can I Build It?

What Is Home Equity and How Can I Build It?

January 17, 2022 | Posted by: John Cavan

Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it's important, and five steps you can take to build it. As you make monthly mortgage paymen ...

read more
Bank Of Canada Rate Update Sept 8, 2021

Bank Of Canada Rate Update Sept 8, 2021

January 3, 2022 | Posted by: John Cavan

Bank of Canada maintains policy rate, continues forward guidance and current pace of quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower boun ...

read more
users image

Hi, How can I help you?